Map Shows States With Highest Car Insurance Rates [Video]

For drivers, where you choose to live can significantly impact your auto insurance costs.

While some states offer more affordable rates due to favorable conditions like lower population density and fewer accidents, others face significantly higher premiums.

As the cost of car insurance continues to rise generally, drivers should be aware of these state-by-state differences to help them select the best rates available.

Newsweek has created this map to show the states with the highest car insurance rates, using data gathered by Bankrate.

Its recent analysis reveals significant disparities in auto insurance rates across the United States.

Bankrate used Quadrant Information Services to analyze August 2024 rates for all ZIP codes and carriers from across the country.

Rates are weighted, based on the population density in each geographic region, reflecting the varying risk factors and demographics that influence insurance premiums across different geographic areas.

New York leads the way, with an …